Insurance

We believe in protecting our family and ourselves from life’s unexpected events.

Manser Tierney & Johnston can provide you with personalised insurance advice to suit your needs. This will provide protection from potentially catastrophic financial and lifestyle consequences of accident or illness.

There can be significant price differences on similar policies offered by insurance companies. We have access to a wide range of insurance providers, recommending policies based on quality and value.

When providing advice we consider factors that are often overlooked:

• Tax deductibility of premiums
• Avoiding or minimising tax on payouts with correct structuring
• The best entity to hold the policy/s to ensure easy accessibility at claim time
• Utilising super for tax and cash flow benefit
• Holding a level of cover to provide peace of mind
• Review cover over time to ensure policies remain relevant and appropriate.

We provide the following types of insurance:

• Life insurance
• Total & permanent disability (TPD)
• Income protection
• Trauma / critical illness insurance.

In the event of a claim we will support you or your family through the process.